Now live · USDT settlements

IoPay
Payment gateway.

Accept UPI, cards, and USDT. Pay out in seconds. Built with a developer-first REST API and an obsessive eye for reliability.

PCI-DSSISO 2700199.99% uptime
UPI Payin · INRIMPS Payout · INRUSDT TRC-20iGaming FriendlyInstant SettlementTelegram Alerts99.9% UptimeWhite Label ReadyUPI Payin · INRIMPS Payout · INRUSDT TRC-20iGaming FriendlyInstant SettlementTelegram Alerts99.9% UptimeWhite Label Ready
Trusted by merchants worldwide
0+
Transactions / day
0.00%
Uptime
0.00s
Median settlement
0+
Countries
Built for mobile

Your whole gateway, in your pocket

Dashboard, checkout, USDT, payouts and Telegram alerts — designed to feel native on every phone.

10:245G ▮▮▮
Payouts
Available
₹96,320
Instant settlement
UPI · rahul@ybl
● Success
₹2,500
IMPS · HDFC ••4421
● Success
₹12,000
USDT · TRC-20
● Processing
₹8,400
UPI · shop@okaxis
● Success
₹1,050
10:245G ▮▮▮
IoPay Secure Checkout
Pay to
Merchant Store
₹1,500.00
Order: KPMX92ALQ
PhonePe
GPay
Paytm
BHIM
Expires in 14:52
Pay with UPI
10:245G ▮▮▮
IoPay
[ GOOD MORNING ]
Welcome back, Merchant
Live payments, settlements & cashflow.
Current balance
₹1,24,580
Held: ₹0
Today's payin
₹48,200
62 transactions
Today's payout
₹21,546
9 transfers
Cashflow 7d
10:245G ▮▮▮
USDT · TRC-20
Send exactly
17.85 USDT
TS7khzBLjoBNhqGF…GGtkv8
Send only USDT on the TRON (TRC-20) network.
NetworkTRC-20
Rate₹84.05 / USDT
10:245G ▮▮▮
IoPay Bot
group · live alerts
✅ Deposit success ₹1,500.00 · KPMX92ALQ UTR 4521 8890 1123
/balance
💰 Available: ₹1,24,580.00 🧊 Frozen: ₹0.00
💸 Withdrawal success ₹12,000.00 · IMPS
Features

Everything you need to move money

Instant payouts
Money in your beneficiary's bank in under 60 seconds, 24/7.
Cross-border
USDT settlements to 180+ countries.
Developer-first
Stripe-style REST APIs and webhooks.
Bank-grade security
PCI-DSS, ISO 27001, encrypted at rest.
Real-time analytics
Live dashboards & exportable reports.
Smart routing
Highest-success-rate UPI rotation, automatically.
Merchant dashboard

Every rupee, in real time

Balance, payins, payouts and 7-day cashflow update live — on desktop or phone.

  • Live balance & held funds
  • Today's payin and payout totals
  • Cashflow chart and recent activity
10:245G ▮▮▮
IoPay
[ GOOD MORNING ]
Welcome back, Merchant
Live payments, settlements & cashflow.
Current balance
₹1,24,580
Held: ₹0
Today's payin
₹48,200
62 transactions
Today's payout
₹21,546
9 transfers
Cashflow 7d
Hosted checkout

A checkout your customers trust

Fast UPI checkout with QR, app buttons and a countdown — plus USDT TRC-20 when you need it.

  • PhonePe, GPay, Paytm, BHIM
  • QR + one-tap UPI intent
  • Auto status checks and callbacks
10:245G ▮▮▮
IoPay Secure Checkout
Pay to
Merchant Store
₹1,500.00
Order: KPMX92ALQ
PhonePe
GPay
Paytm
BHIM
Expires in 14:52
Pay with UPI
Typography

A voice for every product

Display · Space Grotesk
Built for UPI
A confident geometric sans for product moments.
Serif · Instrument
Editorial,
quietly bold.
Mono · DM Mono
POST /v1/payin
$ amount: 49900
$ method: "upi"
> 200 OK ✓
Condensed · Bebas Neue
MOVE
MONEY
FAST.
Outline
IoPay
Strokes you can scale.
Italic · Playfair
Trust·Speed·Scale·Reach·Trust·Speed·Scale·Reach·
Motion type

Scroll-reactive typography lab

Cascade · Space Grotesk
Money in motion.
Every pixel choreographed.
Gradient sweep
INSTANT
FLOW.
Blur-in
Calm by
design.
Scramble · Mono
▓▓▓▓▓▓▓▓▓▓▓▓▓▓▓
▓▓▓▓▓▓▓▓▓▓▓▓▓
3D rotate
THREE
SIXTY
FAST.
Sliced layers
IOPAY
IOPAY
IOPAY
Chromatic slice on scroll.
Insights

Live numbers, in three dimensions

Daily volume
₹ 2.4 Cr
MTWTFSS
Method mix
100%
UPI58%
Cards22%
USDT14%
Bank6%
Settlement velocity
1.2s avg
Insights · vol II

More dimensions, more clarity

Coverage radar
6 rails
UPICardsUSDTWalletBankQR
Stacked volume
Per region
INSGAEMYIDTH
Latency cloud
42 ms p50
Each dot · one POP
Instant payouts

Settle in seconds

Send to UPI, bank (IMPS) or USDT wallets from one balance with full status tracking.

  • UPI, IMPS and USDT payouts
  • Signed callbacks for every transfer
  • Withdrawal approvals and limits
10:245G ▮▮▮
Payouts
Available
₹96,320
Instant settlement
UPI · rahul@ybl
● Success
₹2,500
IMPS · HDFC ••4421
● Success
₹12,000
USDT · TRC-20
● Processing
₹8,400
UPI · shop@okaxis
● Success
₹1,050
Telegram alerts

Your gateway, inside Telegram

Connect a group with your API key and get every deposit and withdrawal alert — check balance and history right there.

  • Success, failed & cancelled alerts
  • /balance and /history in groups
  • Create deposit links from chat
10:245G ▮▮▮
IoPay Bot
group · live alerts
✅ Deposit success ₹1,500.00 · KPMX92ALQ UTR 4521 8890 1123
/balance
💰 Available: ₹1,24,580.00 🧊 Frozen: ₹0.00
💸 Withdrawal success ₹12,000.00 · IMPS
How it works

From signup to settlement

Step 1
Integrate
Drop in our REST API or hosted checkout in minutes.
Step 2
Accept
UPI, cards, USDT — all routed for max success.
Step 3
Settle
Instant payouts to bank, wallet, or USDT address.
Step 4
Reconcile
Real-time webhooks and exportable ledgers.
Pricing

Simple, transparent pricing

Starter
1.9%
For new businesses just getting started.
  • UPI & cards
  • Standard payouts
  • Email support
Popular
Growth
1.4%
Best for growing online businesses.
  • Everything in Starter
  • Instant payouts
  • Priority support
  • Custom branding
Scale
Custom
Volume pricing for enterprises.
  • Dedicated manager
  • Custom contracts
  • SLA & uptime guarantees
Free to start

Ready to accept payments?

Sign up in 60 seconds. No setup fees. No monthly minimums.